.zt-tool{max-width:980px;margin:0 auto;background:var(--h-panel);border:1px solid var(--h-rule);border-radius:18px;box-shadow:var(--h-shadow-card);padding:28px}@media (max-width:640px){.zt-tool{padding:20px 16px;border-radius:14px}}.zt-tool__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:start}@media (max-width:820px){.zt-tool__grid{grid-template-columns:1fr;gap:22px}}.zt-tool__form{gap:16px}.zt-field,.zt-tool__form{display:flex;flex-direction:column;min-width:0}.zt-field{gap:6px}.zt-field>label,.zt-field>legend{font-size:14px;font-weight:600;color:var(--h-navy);padding:0}.zt-field__hint{margin:0;font-size:13px;color:var(--h-muted);line-height:1.45}.zt-field input,.zt-field select{width:100%;min-width:0;font:inherit;font-size:16px;color:var(--h-navy);background:#fff;border:1px solid #878ea3;border-radius:10px;padding:10px 12px}.zt-field input:focus-visible,.zt-field select:focus-visible{outline:2px solid var(--h-accent);outline-offset:1px;border-color:var(--h-accent)}.zt-field__row{display:grid;grid-template-columns:1fr 1fr;gap:12px}fieldset.zt-field{border:0;margin:0;padding:0;min-width:0}fieldset.zt-field>legend{margin-bottom:8px}.zt-choices{display:flex;flex-wrap:wrap;gap:8px}.zt-choice{position:relative;display:inline-flex;align-items:center;font-size:14.5px;line-height:1.3;color:var(--h-navy);background:#fff;border:1px solid #878ea3;border-radius:999px;padding:8px 14px;cursor:pointer}.zt-choice input{position:absolute;opacity:0;width:1px;height:1px}.zt-choice:has(input:checked){background:var(--h-accent-soft);border-color:var(--h-accent);color:var(--h-accent-ink);font-weight:600}.zt-choice:has(input:focus-visible){outline:2px solid var(--h-accent);outline-offset:2px}.zt-result{background:var(--h-tint);border-radius:14px;padding:22px;min-width:0}.zt-result__label{font-size:14px;font-weight:600;color:var(--h-body);margin:0 0 6px}.zt-result__big{font-size:clamp(34px,6vw,46px);line-height:1.1;font-weight:700;color:var(--h-navy);margin:0;overflow-wrap:anywhere}.zt-result__unit{font-size:16px;font-weight:600;color:var(--h-muted);margin-left:6px}.zt-result__year{margin:6px 0 0;font-size:15px;color:var(--h-body)}.zt-result__year strong{color:var(--h-navy)}.zt-result__rows{list-style:none;margin:16px 0 0;padding:14px 0 0;border-top:1px solid var(--h-rule)}.zt-result__rows li{display:flex;justify-content:space-between;gap:12px;font-size:14.5px;padding:4px 0}.zt-result__rows strong{color:var(--h-navy)}.zt-result__plan{margin:16px 0 0;padding:12px 14px;border-radius:10px;background:var(--h-accent-soft);color:var(--h-accent-ink);font-size:14.5px;font-weight:600;line-height:1.5}.zt-result__formula{margin:14px 0 0;font-size:13px;color:var(--h-muted);line-height:1.5}.zt-out{display:flex;flex-direction:column;gap:18px;min-width:0}.zt-out__card{background:var(--h-tint);border-radius:14px;padding:18px;min-width:0}.zt-out__head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px;flex-wrap:wrap}.zt-out__title{font-weight:700}.zt-out__text,.zt-out__title{margin:0;font-size:15.5px;color:var(--h-navy)}.zt-out__text{line-height:1.6;white-space:pre-wrap;overflow-wrap:anywhere}.zt-out__meta{margin:10px 0 0;font-size:13px;color:var(--h-muted)}.zt-copy{appearance:none;font:inherit;font-size:14px;font-weight:600;color:var(--h-accent-ink);background:#fff;border:1px solid #c9d3ff;border-radius:999px;padding:6px 14px;cursor:pointer}.zt-copy--link{margin-top:12px}.zt-copy:hover{background:var(--h-accent-soft)}.zt-copy:focus-visible{outline:2px solid var(--h-accent);outline-offset:2px}.zt-verdict{margin:0 0 4px;font-size:20px;line-height:1.3;font-weight:700;color:var(--h-navy)}.zt-verdict--one_step:before,.zt-verdict--ready:before,.zt-verdict--together:before{content:"";display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:10px;vertical-align:2px;background:#22a06b}.zt-verdict--one_step:before{background:var(--h-accent)}.zt-verdict--together:before{background:#7a5af8}.zt-steps{margin:14px 0 0;padding-left:22px;color:var(--h-navy)}.zt-steps li{margin:8px 0;font-size:15px;line-height:1.55}.zt-notes-title{margin:18px 0 6px;font-size:14px;font-weight:700;color:var(--h-navy)}.zt-notes{margin:0;padding-left:18px}.zt-notes li{margin:6px 0;font-size:14px;line-height:1.55;color:var(--h-body)}.zt-hub{list-style:none;margin:0 auto;padding:0;display:grid;gap:16px;grid-template-columns:repeat(3,minmax(0,1fr));max-width:1100px}@media (max-width:900px){.zt-hub{grid-template-columns:1fr}}.zt-hub .hm-cell{display:flex;flex-direction:column;gap:8px}.zt-hub .hm-cell p:last-child{margin-top:auto}.zt-hub__title{margin:0;font-size:20px;line-height:1.3;font-weight:700}.zt-hub__title a{color:var(--h-navy);text-decoration:none}.zt-hub__title a:hover{text-decoration:underline;text-underline-offset:3px}.zt-trial{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;width:100%;max-width:680px;margin:22px auto 0}.zt-trial label{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.zt-trial input{flex:1 1 240px;min-width:0;font:inherit;font-size:16px;color:var(--h-navy);background:#fff;border:1px solid #fff;border-radius:999px;padding:12px 18px}.zt-trial input:focus-visible{outline:2px solid #fff;outline-offset:2px}.zt-trial .btn{flex:0 0 auto}.zt-trial__error{width:100%;margin:4px 0 0;font-size:14px;color:#ffd1cc}.hm-final p.zt-team,.zt-final .zt-team{margin:22px 0 0;font-size:15px;color:#dce2f5;max-width:56ch}.zt-wa{margin:12px 0 0;font-size:15px;color:#dce2f5}.zt-wa a{color:#fff;font-weight:600;text-decoration:underline;text-underline-offset:3px}